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A vs B: which wins for you?

Side-by-side comparisons for the highest-stakes financial decisions: rent vs buy, old vs new regime, prepay vs invest.

Comparison pages

Comparison

Rent vs Buy: Which Wins for Your Stay Horizon?

Should you rent or buy at today's prices? See total cost of ownership vs renting over your stay horizon, what tips the verdict, and the crossover point where buying starts winning.

Comparison

Old vs New Tax Regime — Which Saves More?

Should you file under the old or new tax regime this year? Enter your salary and deductions to see which regime saves more, what deduction level tips the scale, and how to lock in the lower tax bill.

Comparison

Prepay Loan vs Invest Lump Sum — Which Builds More Wealth?

Should you prepay your loan or invest the lump sum? See guaranteed interest savings vs projected market returns, what rate gap tips the decision, and how tenure affects the verdict.

Comparison

SIP vs FD — Which Builds More Wealth?

Should you put your monthly savings into an equity SIP or a recurring FD? See projected corpus for both, what tips the scale at different horizons, and when the FD's safety edge actually matters.

Comparison

SIP vs PPF — Which Long-Horizon Winner?

Should your long-term savings go into an equity SIP or tax-free PPF? See projected wealth for both, what drives the gap, and when PPF's guaranteed return is the smarter bet.

Comparison

PPF vs EPF — Which Tax-Free Debt Wins?

Should you top up PPF or let EPF do the heavy lifting? See how both government-backed vehicles compare for the same annual contribution, what the rate gap means over time, and which lock-in suits your timeline.

Comparison

NPS vs PPF

Which retirement lock-in is worth it for your tax bracket? Compare NPS equity returns against PPF's guaranteed, tax-free compounding.

Comparison

Lumpsum vs SIP

Got a lump sum to invest? See whether deploying it all at once or spreading it via SIP builds more wealth over your horizon.

Comparison

FD vs PPF

Which safe instrument actually beats inflation after tax? Compare FD's post-tax return against PPF's tax-free compounding.

Comparison

Prepay Loan or Invest in SIP?

Should you use your monthly surplus to prepay your home loan or invest in SIP? See which builds more wealth — and which is safer.

Comparison

Gratuity vs EPF

Which employer benefit matters more when you resign? See how gratuity and EPF compare at different tenures.

Comparison

FIRE vs Traditional Retirement

Retire at 40 vs 60 — what's the real cost difference? See the corpus gap and what it takes to close it.

Comparison

Term vs Return of Premium — Is the Refund Worth the Extra Cost?

Pure term + invest the difference vs Return of Premium — which actually ends richer? Free calculator with Indian term premiums and inflation-adjusted refund.

Comparison

Base vs Super Top-Up: What's the Cheapest Way to Reach ₹40L Health Cover?

Single high base policy or smaller base + super top-up stack — which is cheaper for the same total cover? Free Indian calculator with cumulative premium savings.

How to use this cluster

Comparisons are the highest-intent pages on the platform. Each one treats both sides of a decision as interactive scenarios: adjust your numbers and watch the verdict flip. Use these when you already know the question but want a grounded answer instead of anecdotes.

Frequently asked

FAQ

The follow-up questions people usually ask after the main recommendation is already clear.

Why use a comparison page over a regular calculator?

Comparison pages put the winner and the delta front and centre. Regular calculators focus on a single scenario; comparisons stress-test both sides at once.

How accurate is the winner verdict?

Only as accurate as your inputs. Each comparison uses a pure engine with transparent assumptions, but real outcomes depend on factors outside the model (taxes, behavioural risk, liquidity needs).