Every decision tool in one place
39 calculators, comparisons, and decision engines grouped by the question they answer. Jump directly to a tool or start with a cluster.
Borrow
Should you take this debt, and at what cost?
Tools
Home Loan EMI Calculator
Plan your home loan EMI, total interest outgo, and balance schedule with current Indian lender assumptions.
EMI Calculator
Calculate the monthly EMI, total interest, and year-by-year balance for any loan in seconds.
Loan Eligibility Calculator
Estimate the maximum home loan you're likely to be sanctioned based on the FOIR rule banks use.
Loan Affordability Calculator
Estimate the home loan EMI and property budget you can safely afford without stretching your monthly cash flow.
Loan Comparison Calculator
Compare EMI, total interest, fees, and overall borrowing cost before choosing between loan offers.
Amortization Calculator
See the full year-by-year breakdown of interest, principal, and outstanding balance for any loan.
Prepay vs Invest Calculator
Compare whether a lump-sum amount should reduce your loan outstanding or stay invested for long-term growth.
Debt Payoff Planner
Plan which debt to clear first and see how extra monthly payments can accelerate becoming debt-free.
Comparisons
Housing
Rent, buy, wait, or stretch?
Tools
Rent vs Buy Calculator
Model the financial trade-off between renting and purchasing a home by comparing net worth after your expected stay period.
Home Ownership Cost Calculator
Estimate the true monthly and annual cost of owning a home once maintenance, taxes, and insurance are included.
Down Payment Planner
Estimate how long it will take to build the down payment for a home based on your current savings and monthly contributions.
Comparisons
Plan
Are you on track for your goals?
Tools
Financial Health Score
One number that captures the overall state of your finances — computed from your profile across six pillars.
SIP Calculator
Calculate the corpus your monthly SIP builds over time, with optional step-up for annual increases.
FD Calculator
Calculate the maturity amount of a lump sum or recurring Fixed Deposit with quarterly compounding.
PPF Calculator
Calculate PPF maturity with the current government rate and the ₹1.5L annual contribution cap.
EPF Calculator
Project your retirement EPF corpus based on basic salary, rate, and salary growth.
Retirement Corpus Calculator
Calculate the inflation-adjusted corpus you need at retirement, and the monthly SIP that closes the gap.
FIRE Calculator
Estimate your financial independence target and whether your current savings plan reaches it by your chosen retirement age.
Goal-Based Investment Planner
Estimate the monthly SIP needed to reach a specific goal amount within a chosen time horizon.
Emergency Fund Calculator
Work out how much liquid emergency savings you need based on expenses, dependents, and job volatility.
Net Worth Tracker
Track total assets, liabilities, and the overall direction of your balance sheet over time.
House Goal Planner
Plan the full capital required to buy a home — not just the down payment, but closing costs, interiors, and an emergency reserve.
Comparisons
SIP vs FD — Which Builds More Wealth?
Side-by-side comparison of monthly SIP vs recurring FD at the same monthly contribution.
PPF vs EPF — Which Tax-Free Debt Wins?
Compare PPF and EPF returns for the same annual contribution at current government rates.
SIP vs PPF — Which Long-Horizon Winner?
Compare equity SIP against tax-free PPF for the same annual contribution over long horizons.
Tax & Salary
What's your real take-home, and which regime wins?
Tools
Take-home Salary Calculator
Estimate your monthly take-home using current Indian tax assumptions, with old-vs-new regime context built in.
Tax Regime Comparison Calculator
Compare India's old and new tax regimes to see which one leaves more take-home income under your deduction profile.
CTC to In-Hand Salary Calculator
Convert your CTC into monthly and annual take-home salary under both old and new tax regimes.
HRA Exemption Calculator
Calculate the HRA exemption under the old tax regime using the classic three-limb rule.
Gratuity Calculator
Calculate the gratuity you're owed at separation under the Payment of Gratuity Act, with tax exemption included.
Comparisons
Decide — Head to Head
A vs B: which wins for you?
Comparisons
Rent vs Buy: Which Wins for Your Stay Horizon?
Side-by-side comparison of renting and buying with the same money, modelled over your expected stay period.
Old vs New Tax Regime — Which Saves More?
Side-by-side comparison of India's old and new tax regimes for AY 2026-27 under your specific deduction profile.
Prepay Loan vs Invest Lump Sum — Which Builds More Wealth?
Compare guaranteed loan-rate savings against the projected upside of staying invested with the same lump sum.
SIP vs FD — Which Builds More Wealth?
Side-by-side comparison of monthly SIP vs recurring FD at the same monthly contribution.
SIP vs PPF — Which Long-Horizon Winner?
Compare equity SIP against tax-free PPF for the same annual contribution over long horizons.
PPF vs EPF — Which Tax-Free Debt Wins?
Compare PPF and EPF returns for the same annual contribution at current government rates.