Housing Guides
Decision-focused guides on renting, buying, and financing your home in India.
Down Payment Planning: Save ₹25 Lakh in 3 Years Without Destroying Your Goals
Saving for a home down payment in India's metro cities requires specific instruments, a realistic timeline, and a strategy that doesn't sacrifice emergency fund or retirement savings. Here's the complete playbook.
Read guideHow Much Home Loan Can You Actually Afford?
Banks will offer you more than you should take. The 40% EMI-to-income rule is a starting point — here's how to calculate the home loan amount that won't wreck your financial life.
Read guidePrepay Your Home Loan or Invest the Surplus? The 2026 Answer
Home loan at 8.75%. SIP returning 12%. Should you prepay the loan or invest the surplus? The answer depends on three things most people ignore.
Read guideRent vs Buy in Bangalore 2026: The Honest Math
Bangalore property prices have risen 18% since 2023. Does buying still make sense in 2026? We run the actual numbers for a ₹1.2 Cr flat and show you how to decide.
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